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Legal
Disclaimer:
The
Homeimprovementwiz.com web site is a service for insurance and mortgage consumers.
Further, Homeimprovementwiz.com, Inc does not sell insurance or mortgage products,
or is affiliated with any insurance or mortgage company. ALL INFORMATION
IS STRICTLY CONFIDENTIAL AND IS TRANSFERRED UPON RECEIPT BY Homeimprovementwiz.com,
INC., TO LICENSED PROFESSIONALS IN YOUR AREA WHO WILL CONTACT YOU AND
RETURN YOUR COMPLETED QUOTE DIRECTLY.
Accordingly,
HomeImprovemenWiz.com, is not hereby endorsing or recommending any specific
insurance / mortgage company, coverage, product or policy type. NOTHING
ON THIS WEB SITE SHOULD BE CONSTRUED AN OFFER TO BUY INSURANCE OR MORTGAGE
PRODUCTS, BUT MERELY A CONFIDENTIAL INFORMATIONAL INQUIRY.
Homeimprovementwiz.com is an independent information
gathering firm. We are not an insurance agency or mortgage brokerage,
and consequently we are not qualified nor registered to provide quotes
to the public directly . Further, the material included on the iLeads
web site is for informational purposes only. The content (FAQ's / GUIDES)
has been compiled from a wide range of industry sources, and we believe
the information to be accurate, however we do not guarantee its accuracy.
The listings of insurance companies (if any) and rates are not to be
construed as advertising in any form. We will not accept payment as
a condition of being listed on the Homeimprovementwiz.com web site.
INSURANCE:
FURTHER, YOU SHOULD KNOW THAT, it is possible that, upon review of your
application and medical records, the insurance carrier will determine
that (1) you cannot be approved for coverage or, (2) you fall into a
different risk classification. Your final rate could be higher or lower
than the rate a licensed agent has quoted. If there is a change, you
will be notified and you will have the option to accept the new rate
or not. All products and product features may not be available in all
states, ASK YOUR LICENSED PROFESSIONAL WHAT IS BOTH AVAILABLE, AS WELL
AS RIGHT FOR YOU.
Complete
details are included in the specific policy illustrations that are provided
to each prospective customer by their licensed agent, when the final
application is completed.
Homeimprovementwiz.com,
Inc, can not or will not give legal, tax, financial planning or other
professional advice. Always consult with a qualified advisor regarding
your personal situation.
MORTGAGE: FURTHER, YOU SHOULD KNOW THAT, it is possible that, upon review
of your application and credit records, the lending institution will
determine that (1) you cannot be approved for credit or, (2) you fall
into a higher risk classification. Your final rate could be higher or
lower than the rate a licensed broker has quoted. If there is a change,
you will be notified and you will have the option to accept the new
rate or not. All products and product features may not be available
in all states, ASK YOUR LICENSED PROFESSIONAL WHAT IS BOTH AVAILABLE,
AS WELL AS RIGHT FOR YOU. Complete details are included in the specific
disclaimers and consumer disclosure material that is provided to each
prospective customer by their licensed broker, when the final application
is completed.
Homeimprovementwiz.com EXPRESSLY DISCLAIMS ANY WARRANTY OF MERCHANT ABILITY
OR FITNESS FOR A PARTICULAR USE. THE INFORMATION IS PROVIDED AS IS,
WITH ALL FAULTS. HomeImprovemenWiz.com not be liable to any user or anyone
else for any inaccuracy, error or omission, regardless of cause, in
the Information or for any damages resulting therefrom. In no event
shall Homeimprovementwiz.com be liable for any consequential damages suffered
by user as the result of user's access to or use of the Information.
HomeImprovemenWiz.com has no responsibility for the content of any messages
or information posted by users, or for the content of information of
third parties on the Internet, even if accessed through Homeimprovementwiz.com,
Inc, site. The user agrees to indemnify HomeImprovemenWiz.com, from any damages,
losses, costs or expenses which HomeImprovemenWiz.com, and its authorized
representatives may incur as a result of material entered into these
World Wide Web pages by the user.
In the future, the Debtconsolidationwiz web site may, for the benefit
of its users, be linked to other sites of which HomeImprovemenWiz.com has
no relation and exercises no control. HomeImprovemenWiz.com makes no representations
as to the accuracy of any of the information contained in such hyper
linked sites, nor shall it be liable for the users' reliance on any
information contained therein.
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